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HCI Analyst

Posted: 04/30/2026
Banking

The Federal Home Loan Bank of Boston is a leading provider of wholesale funding for housing and community finance in New England serving more than 420 financial institutions across the region. The Federal Home Loan Bank of Boston is committed to making New England a better place to live and do business, and our employees are integral to our success. As a cooperative, we are owned by more than 420 banks, credit unions, insurance companies, and community development financial institutions that access tens of billions of dollars of our reliable, wholesale funding each year. Our funds are a vital resource that helps our members succeed, provide families with safe, decent affordable housing, and generate economic development that creates jobs in communities throughout our region.
 
Our highly skilled team of 225 is innovative, collaborative, and passionate about the work we do. We seek other professionals excited to share their knowledge, talent, and passion for our mission to join our team. We offer opportunities for career development, robust benefits, and a work-life balance.
 
Position Summary
This role is considered an entry-level opportunity at our Bank.
The Bank does not sponsor work authorization for entry-level positions.
 
The HCI Analyst is responsible for the completion of reviews, analysis, and reporting of projects funded through FHLBank Boston’s special programs for affordable housing and community development to ensure compliance with federal regulations, program policies, and Bank procedures. This position requires the incumbent to perform functions with a high degree of attention to detail and independence. This role primarily supports four of our programs – the Equity Builder Program (EBP), the Affordable Housing Program (AHP), the Housing Our Workforce (HOW), and the Lift Up Homeownership Program (LUH).
 
This role is ideal for someone with limited experience in a related field that enjoys using their financial acumen, analytical and customer service skills in a highly collaborative team environment. Minimal travel may be necessary for this role.
 
This role is responsible for assisting with the primary review, analysis, and recommendation of EBP/HOW/LUH homebuyer qualification and household income calculations and subsidy disbursement transactions, including communications with the member financial institutions on issues and clarifications. He/she will perform EBP, HOW, LUH, and AHP responsibilities which may include, but not limited to, monthly HCI program reconciliations and system testing for enhancements and fixes.
 
This role will also support compliance responsibilities for the Affordable Housing Program (AHP), including review and analysis of AHP monitoring reports and processing of project close out and initial monitoring.
 
During the annual AHP funding round, the incumbent will perform the same or similar functions as the other team members and will assist in the online application testing and other round preparation activities. He/she will review, analyze, and recommend AHP applications for funding awards, prepare individual application recommendation reports, and assist department management in the analysis and reporting of the round recommendations for senior management and the Board.
 
This position will be cross trained to support additional positions and processes within the department, including new programs. The incumbent will be assigned other duties as needed.
 
This role will have a hybrid work schedule in our Boston office in accordance with the Bank’s Hybrid Work Program. More time will be expected in the office to support onboarding initially.
 
Anticipated Pay Range
 
The anticipated base pay range for this role is $51,000 - $78,000. This role is classified as non-exempt.
 
This role is based in Boston with weekly in-office expectations. The base pay posted represents the annual base pay range or hourly wage range that we expect to offer for this job opportunity. The actual base salary offer will depend on a variety of factors including relevant experience, required skills and other relevant factors. The range noted here is not indicative of all positions in the job grade within which this position falls.
 
All Bank full-time positions are eligible to participate in our annual incentive program and our robust total rewards offerings, in addition to the base pay.
 
For more information, visit Careers - FHLBank Boston
 
Specific Responsibilities
 
50% - Equity Builder/Housing Our Workforce//Lift Up Homeownership Programs – Review for compliance with all applicable regulatory compliance and department policies and procedures of the following:

  • Review all household eligibility guidelines and make a recommendation to the secondary reviewer
  • Review and recommend subsidy disbursement requests
  • Review and process subordination requests, repayment calculations, and foreclosure notifications
  • Prepare and present at member and staff trainings
  • Effectively support members with program technical assistance
 
40% - Affordable Housing Program - Review for compliance with AHP regulation and department policies and procedures of the following:
  • Review and analysis of AHP monitoring reports and processing of project close out and initial monitoring
  • As a member of the team, prepare for AHP application funding round, review scoring and financial feasibility of AHP applications, prepare individual application recommendation reports, assist with developing management and Board AHP round/application recommendations analysis and reporting
 
10% - Other Analyst Work
  • Cross-train to support additional positions and processes within the department
  • Produce program data and analytics to be presented to the Board and Advisory Council
  • Assist in monthly reconciliation of program subsidies to accounting records
  • Assist in preparation of periodic FHFA reporting and assistance with FHFA requests
  • Perform site visits of projects in New England, either on site or via remote technology as needed
  • Perform other tasks and special projects, including special research and/or reports related to affordable housing and community economic development
  • Participate in department outreach, training, and educational activities
  • Provide other assistance to team members
  • Perform other duties as assigned
 
Qualifications
 
Knowledge/Skills
  • Strong interpersonal skills are required, including the ability to work well on team-based projects and the ability to work independently.
  • Strong time management and organizational skills are required.
  • Strong analytical skills and excellent attention to detail are required.
  • Proficiency in effective written and oral communication is required. 
  • High degree of customer service to ensure a positive member experience.
  • Diligence in adherence to policies, while seeking process improvements.
  • Strong computer proficiency is required, including Microsoft Excel and Word.
 
Education
  • Bachelor’s degree, preferably in a related field, or equivalent work experience – internships count.
 
Experience
  • Proven interest in affordable housing, community development, and/or financial services/banking is required.
  • Training in or knowledge of national, state, and local affordable housing and community development programs, agencies, and organizations is preferred.
  • Experience with financial statements, construction budgets/operating proformas is desired.
  • Ability to read and interpret legal documents is a plus.
  • Experience in working with affordable homeownership programs and homebuyer income qualification is a plus.
  • Database design, testing, querying and data analysis experience is a plus.

As an Equal Opportunity Employer, we strongly encourage applicants from every ethnicity, color, religion, gender, age, national origin, disability, veteran or parental status and sexual orientation.
 
Nothing in this job description restricts management's right to assign or reassign duties and responsibilities to this job at any time.
 
Applications are being accepted on the Careers page of our website: www.fhlbboston.com

HCI Analyst
Federal Home Loan Bank of Boston
Scott Barker
  • 800 Boylston Street, Flr. 7 Boston MA 02199
  • (617) 292-9600
  • (617) 292-9645
  • Send Email
  • Visit Website

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